Our Curriculum & Programming
We provide comprehensive financial literacy resources tailored for diverse learning environments, empowering your students with practical knowledge they can use today.
Core Financial Basics
Foundational lessons covering budgeting, opening bank accounts, and understanding the value of compounding interest from an early age.
Credit & Debt Management
Demystifying credit scores, smart borrowing, and strategies to avoid predatory lending practices through interactive workshops.
Future-Ready Skills
Modules on investing, career readiness, and tax basics for graduating seniors and young adults.
SmartCents & Bank of America
Unique SmartCents Offerings
Immersive Life Simulation
Students navigate complex financial scenarios—managing budgets, building credit, and growing net worth—while competing on a live leaderboard for real-time engagement and recognition.
Workplace Exposure
Go beyond the classroom with exclusive field trips to Bank of America locations, giving students a firsthand look at financial careers and the professional workplace.
Personal Finance Challenge
Students earn formal recognition from participating in the financial literacy challenge—a powerful differentiator to include on resumes, job applications, and college submissions.
(Launching in the next academic year)*
Free Financial Literacy Programming
We offer comprehensive, no-cost financial education programs designed specifically for your students' success.
Dedicated Volunteer Team
Our passionate student-led volunteer team provides engaging mentorship and teaching to students. Student volunteers go through rigorous training and sample lessons before they are able to become volunteers. Additionally, Bank of America employee volunteers help strengthen understanding and content.
Bank of America-Backed Curriculum
Deliver high-quality education using a professional curriculum backed by an industry-leading financial institution.
Turnkey Implementation
Partnering with SmartCents requires nothing more than a space and a group of students ready to learn. We handle everything else, from trained volunteers and lesson plans to materials and scheduling, so your team can focus on what you do best.